What Percent Does Shopify Take? A Complete Fee Guide

"What percent does Shopify take?" sounds like a simple question, but Shopify's costs come from several places. Here is a clear breakdown using US pricing as of 2026. Rates differ by country, so check Shopify's pricing page for your region.

1. Monthly plan fee

Shopify also offers a low-cost Starter plan for selling through social media and links, with more limited features.

2. Payment processing with Shopify Payments

If you use Shopify Payments, you pay card processing fees on each order:

Some card types, such as international or business cards, can carry higher rates. In-person rates for Shopify POS are different.

With Shopify Payments, Shopify does not charge an additional transaction fee.

3. Third-party transaction fees

If you use a payment provider other than Shopify Payments, Shopify adds a fee per order:

You still pay your provider's own processing fees on top. This is why most stores use Shopify Payments where it is available.

4. Other costs to budget for

• Apps: many charge monthly fees
• Themes: free themes cost nothing; premium themes are a one-time purchase
• Domain: annual renewal (see how much is a Shopify domain)
• Shipping labels: if you buy them through Shopify
• Currency conversion: fees when selling in other currencies
• Chargebacks: fees when customers dispute charges
• Email marketing: beyond Shopify Messaging (formerly Shopify Email)'s free allowance
• Shopify Payments refunds: original processing fees are generally not returned when you refund

A worked example

A US store on the Basic plan (billed monthly) sells 200 orders in a month at $50 each using Shopify Payments.

• Revenue: 200 × $50 = $10,000
• Card fees: (2.9% × $10,000) + (200 × $0.30) = $290 + $60 = $350
• Plan: $39
• Total Shopify-related cost: $389, about 3.9% of revenue

If the same store used a third-party gateway with similar processing fees, Shopify's 2% third-party fee would add $200 more.

Apps and other costs come on top, so your real percentage depends on your setup.

When does upgrading make sense?

Higher plans have lower card rates. Compare the extra monthly fee with your savings on card fees:

• Moving from Basic to Grow saves 0.2 percentage points on online card rates.
• At $10,000 monthly revenue, that saves about $20 per month, far less than the difference in plan price.
• At much higher revenue, savings can justify the upgrade, along with extra features like more staff accounts and better reporting.

Run the numbers with your actual revenue. See Shopify Plus benefits for high-volume stores.

Ways to keep Shopify costs down

• Use Shopify Payments to avoid third-party fees
• Pay yearly for a lower plan price
• Audit apps quarterly and cancel unused ones
• Use free themes and native features where possible
• Prevent chargebacks with clear policies and descriptors

For pricing your products to cover these costs, read the ultimate guide to Shopify pricing strategy. For refund timing and fees, see Shopify refunds.

Frequently asked questions

Does Shopify take a cut of every sale?

With Shopify Payments, you pay card processing fees but no extra Shopify transaction fee. With a third-party gateway, Shopify charges an additional transaction fee per order.

How much does Shopify cost per month?

In the US as of 2026, Basic is $39 per month billed monthly or $29 billed yearly, Grow is $105 or $79, Advanced is $399 or $299, and Plus starts at $2,300 per month.

Are there hidden Shopify costs?

Not hidden, but easy to overlook: paid apps, premium themes, domain renewals, currency conversion fees, chargeback fees and shipping labels.

Sources and further reading

• shopify.com/pricing

Platform features, prices and policies change. Check the official help pages linked above before you act on a detail that matters to your store.